Terms and Conditions

1. Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy.

2. Services Provided

Fortivo Assurance offers a range of assurance solutions, including life assurance, health assurance, income protection, critical illness cover, annuities, and consultation services. The specifics of each service will be outlined in individual agreements.

3. Eligibility

To use our services, you must be at least 18 years old and have the legal capacity to enter into contracts. By using our services, you represent that you meet these eligibility requirements.

4. User Responsibilities

You agree to provide accurate, current, and complete information when using our services. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

5. Payment Terms

All fees for our services will be clearly outlined in your service agreement. Payments are due as specified, and failure to make timely payments may result in the suspension or termination of services.

6. Modifications to Services

Fortivo Assurance reserves the right to modify or discontinue any of our services at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of services.

7. Limitation of Liability

To the fullest extent permitted by law, Fortivo Assurance shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or inability to use them.

8. Indemnification

You agree to indemnify and hold harmless Fortivo Assurance, its affiliates, and their respective officers, directors, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses arising out of your use of our services or violation of these Terms and Conditions.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising from these terms shall be resolved in the courts of [Your Jurisdiction].

10. Changes to Terms

Fortivo Assurance reserves the right to update or modify these Terms and Conditions at any time. We will notify you of any significant changes, and your continued use of our services after such changes constitutes your acceptance of the new terms.